*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --blue: #2563eb;
  --blue-light: #eff4ff;
  --blue-mid: #dbeafe;
  --teal: #0d9488;
  --gold: #d97706;
  --gold-light: #fffbeb;
  --green: #16a34a;
  --green-light: #f0fdf4;
  --slate: #475569;
  --slate-light: #f8fafc;
  --border: #e2e8f0;
  --text: #1e293b;
  --text2: #64748b;
  --white: #ffffff;
}

#langToggle {
  background: var(--blue-light);
  border: 1px solid #dbeafe;
  color: #1e3a8a;
  padding: 6px 12px;
  font-size: 12px;
  border-radius: 6px;
  cursor: pointer;
  transition: 0.3s;
}

#langToggle:hover {
  background: #dbeafe;
}

/* Kill the highlight box */
.goog-text-highlight,
font {
  background-color: transparent !important;
  background: transparent !important;
  box-shadow: none !important;
}

/* Hide the 'Original Text' popup */
#goog-gt-tt,
.goog-te-balloon-frame {
  display: none !important;
}


.VIpgJd-ZVi9od-aZ2wEe {
  display: none !important;
}

.VIpgJd-ZVi9od-aZ2wEe-OiiCO-ti6hGc {
  display: none !important;
}

body {
  font-family: "Montserrat", sans-serif;
  background: var(--white);
  color: var(--text);
  overflow-x: hidden;
  top: 0 !important;
  visibility: hidden;
}

body.translated {
  visibility: visible;
}

/* Apply Hind Vadodara as the primary font for everything */
/* It handles both English and Gujarati perfectly */
body,
h1,
h2,
h3,
h4,
h5,
h6,
p,
a,
span,
button {
  font-family: 'Hind Vadodara', 'Noto Sans Gujarati', sans-serif !important;
}

/* Fix for Google Translate specific injection */
.translated-ltr,
.translated-ltr body,
.translated-ltr * {
  font-family: 'Hind Vadodara', 'Noto Sans Gujarati', sans-serif !important;
}

body>.skiptranslate:first-child {
  display: none !important;
}

/* 1. Hides the "Powered by" and "Feedback" links */
.goog-te-gadget {
  color: transparent !important;
  /* Hides the "Powered by" text */
  font-size: 0 !important;
  /* Shrinks the text container */
}

/* MODAL BASE */
/* MODAL OVERLAY - This centers the box */
.modal {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.7);
  z-index: 10000;
  /* Changed to flex via JS openInvest function */
  justify-content: center;
  align-items: center;
  padding: 20px;
}

/* MODAL CONTENT BOX - This controls the size */
.modal-content {
  background: #fff;
  border-radius: 12px;
  width: 100%;
  max-width: 500px;
  /* Limits the width */
  position: relative;

  /* SIZE & SCROLL FIXES */
  max-height: 90vh;
  /* Limits height to 90% of the screen */
  overflow-y: auto;
  /* Adds scrollbar if form is too tall */
  overflow-x: hidden;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.3);
}

/* Remove extra margins from the internal form box */
.modal-content .contact-form-box-2 {
  margin: 0 !important;
  padding: 0 !important;
  box-shadow: none !important;
}


.modal-content #form {
  margin: 0;
  max-width: 100%;
}

.contact-form-box-2 input,
.contact-form-box-2 textarea {
  width: 100%;
  padding: 12px;
  margin-bottom: 15px;
  /* Reduced from 20px to save space */
  border: 1px solid #ddd;
  border-radius: 8px;
  font-size: 16px;
  box-sizing: border-box;
  /* Crucial for width alignment */
}

.contact-form-box-2 button {
  width: 100%;
  padding: 15px;
  background: #2563EB;
  color: white;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  font-weight: bold;
}


.contact-form-box-2 button:hover {
  background: #1D4ED8;
}

/* MODAL CONTENT BOX */


.modal-content::-webkit-scrollbar {
  display: none;
}

/* Hide scrollbar for IE, Edge and Firefox */
.modal-content {
  -ms-overflow-style: none;
  /* IE and Edge */
  scrollbar-width: none;
  /* Firefox */
}

/* LARGE MODAL (For Tables) */
.modal-content.large {
  max-width: 700px;
}

/* CLOSE BUTTON */
.close {
  position: absolute;
  top: 0px;
  right: 9px;
  font-size: 28px;
  font-weight: bold;
  color: #666;
  cursor: pointer;
  line-height: 1;
}

.close:hover {
  color: #000;
}

/* PREVENT BODY SCROLL WHEN MODAL OPEN */
body.modal-open {
  overflow: hidden;
}

/* TABLE STYLING INSIDE MODAL */
.rates-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 20px;
}

.rates-table th,
.rates-table td {
  padding: 12px;
  border-bottom: 1px solid #eee;
  text-align: left;
}

.rates-table th {
  background: #f8fafc;
  color: #1e293b;
}

.strong {
  font-weight: 700;
  color: #2563eb;
}


.goog-te-gadget a,
.goog-te-gadget span {
  display: none !important;
  /* Specifically hides the links and branding */
}

/* 2. Resets the dropdown so it's still visible and usable */
.goog-te-gadget .goog-te-combo {
  display: inline-block !important;
  color: #333 !important;
  /* Restores text color for the dropdown menu */
  font-size: 14px !important;
  /* Restores font size for the dropdown */
  margin: 4px 0 !important;
}


.goog-te-banner-frame.skiptranslate {
  display: none !important;
}

/* 4. Optional: Hides the "Original Text" popup when hovering */
#goog-gt-tt,
.goog-te-balloon-frame {
  display: none !important;
}


/* TICKER */
.ticker {
  background: #eff6ff;
  border-bottom: 1px solid #bfdbfe;
  display: flex;
  align-items: center;
  height: 36px;
}

.t-label {
  background: var(--blue);
  color: #fff;
  font-size: 16px;
  font-weight: 16px;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  padding: 0 18px;
  height: 100%;
  display: flex;
  align-items: center;
  white-space: nowrap;
  flex-shrink: 0;
}

.t-track {
  flex: 1;
  overflow: hidden;
  height: 100%;
  display: flex;
  align-items: center;
}

.t-inner {
  display: inline-flex;
  gap: 60px;
  animation: tick 32s linear infinite;
  white-space: nowrap;
}

@keyframes tick {
  from {
    transform: translateX(0);
  }

  to {
    transform: translateX(-50%);
  }
}

.t-inner span {
  font-size: 16.5px;
  color: #1d4ed8;
}

.t-inner b {
  font-weight: 600;
}

.t-right {
  display: flex;
  gap: 0;
  flex-shrink: 0;
}

.t-right a {
  font-size: 12px;
  color: #3b82f6;
  text-decoration: none;
  padding: 0 16px;
  border-left: 1px solid #bfdbfe;
  height: 36px;
  display: flex;
  align-items: center;
  transition: background 0.2s;
}

.t-right a:hover {
  background: #dbeafe;
}

[lang="gu"] nav ul a {
  font-size: 20px;
}

/* NAV */

.mobile-only {
  display: none;
}

nav ul li #langToggle {
  margin-left: 0;
  /* Reset desktop margin */
  width: 100%;
  /* Optional: make it full width in mobile menu */
  margin-top: 10px;
}


header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 200;
}

.nav {
  max-width: 1580px;
  margin: auto;
  padding: 0 32px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand img {
  width: 50px;
  object-fit: contain;
}

.brand-text .en {
  font-size: 16px;
  font-weight: 600;
  color: var(--text);
}

.brand-text .gu {
  margin-top: 4px;
  font-family: "Noto Sans Gujarati", sans-serif;
  font-size: 15px;
  color: var(--blue);
  font-weight: 500;
}

nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.lang-toggle-btn {
  background: var(--blue);
  color: #fff;
  border: none;
  padding: 8px 16px;
  font-size: 14px;
  font-weight: 600;
  border-radius: 20px;
  cursor: pointer;
  transition: 0.3s ease;
  text-align: center;
  display: inline-block;
}

.lang-toggle-btn:hover {
  background: #1d4ed8;
  /* darker blue */
}

.lang-toggle-btn:active {
  transform: scale(0.95);
}

nav ul {
  display: flex;
  gap: 17px;
  list-style: none;
  justify-content: center;
  align-items: center;
}

nav ul a {
  font-size: 16.5px;
  font-weight: 500;
  color: var(--slate);
  text-decoration: none;
  transition: color 0.2s;
}

nav ul a:hover {
  color: var(--blue);
}



/* ============================================================
   FAQ PAGE — No color changes, fully responsive
   ============================================================ */

/* HERO */
.faq-hero {
  background: var(--blue-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid var(--border);
}

.faq-hero h1 {
  font-size: 36px;
  color: var(--blue);
  font-weight: 700;
  margin-bottom: 10px;
}

.faq-hero .gu {
  font-size: 17px;
  color: var(--teal);
  font-weight: 500;
  margin-bottom: 12px;
}

.faq-hero p {
  font-size: 19px;
  color: var(--text2);
  max-width: 580px;
  margin: 0 auto;
  line-height: 1.7;
}

/* SEARCH BAR */
.faq-search-wrap {
  background: #fff;
  border-bottom: 1px solid var(--border);
  padding: 24px 20px;
  display: flex;
  justify-content: center;
}

.faq-search-box {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--slate-light);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 10px 18px;
  width: 100%;
  max-width: 650px;
  transition: border 0.2s;
}

.faq-search-box:focus-within {
  border-color: var(--blue);
  background: #fff;
}

.faq-search-box svg {
  flex-shrink: 0;
  color: var(--text2);
}

.faq-search-box input {
  border: none;
  background: transparent;
  outline: none;
  font-size: 14.5px;
  color: var(--text);
  width: 100%;
}

.faq-search-box input::placeholder {
  color: var(--text2);
}

/* MAIN LAYOUT */
.faq-container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 60px 20px 80px;
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 48px;
  align-items: start;
}

/* SIDEBAR CATEGORIES */
.faq-sidebar {
  position: sticky;
  top: 90px;
}

.faq-sidebar h3 {
  font-size: 15.5px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--text2);
  margin-bottom: 14px;
}

.faq-cat-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.faq-cat-list li a {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 16.5px;
  font-weight: 500;
  color: var(--slate);
  text-decoration: none;
  padding: 9px 12px;
  border-radius: 8px;
  transition: all 0.2s;
  border: 1px solid transparent;
}

.faq-cat-list li a:hover,
.faq-cat-list li a.active {
  background: var(--blue-light);
  color: var(--blue);
  border-color: var(--blue-mid);
}

.faq-cat-list li a .cat-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--blue);
  flex-shrink: 0;
}


/* CATEGORY SECTION */
.faq-section {
  margin-bottom: 52px;
}

.faq-section-title {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  padding-bottom: 14px;
  border-bottom: 2px solid var(--blue-mid);
}

.faq-section-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 18px;
}

.faq-section-title h2 {
  font-size: 25px;
  font-weight: 700;
  color: var(--text);
}

/* ACCORDION */
.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.faq-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
  transition: box-shadow 0.2s;
}

.faq-item:hover {
  box-shadow: 0 4px 16px rgba(37, 99, 235, 0.07);
}

.faq-item.open {
  border-color: var(--blue-mid);
  box-shadow: 0 4px 16px rgba(37, 99, 235, 0.09);
}

.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 18px 20px;
  cursor: pointer;
  user-select: none;
  background: #fff;
  transition: background 0.2s;
}

.faq-item.open .faq-q {
  background: var(--blue-light);
}

.faq-q-text {
  font-size: 18.5px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.4;
}

.faq-item.open .faq-q-text {
  color: var(--blue);
}

.faq-icon {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--blue-light);
  border: 1px solid var(--blue-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform 0.3s, background 0.2s;
  font-size: 16px;
  font-weight: 700;
  color: var(--blue);
  line-height: 1;
}

.faq-item.open .faq-icon {
  transform: rotate(45deg);
  background: var(--blue);
  color: #fff;
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.2s;
  padding: 0 20px;
}

.faq-item.open .faq-a {
  max-height: 400px;
  padding: 0 20px 18px;
}

.faq-a p {
  font-size: 19px;
  color: var(--text2);
  line-height: 1.75;
}

.faq-a ul {
  margin-top: 8px;
  padding-left: 18px;
}

.faq-a ul li {
  font-size: 14px;
  color: var(--text2);
  line-height: 1.8;
}

/* STILL NEED HELP BAND */
.faq-help-band {
  background: var(--blue-light);
  border: 1px solid var(--blue-mid);
  border-radius: 16px;
  padding: 40px 36px;
  text-align: center;
  margin-top: 20px;
}

.faq-help-band h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}

.faq-help-band p {
  font-size: 14.5px;
  color: var(--text2);
  margin-bottom: 22px;
  line-height: 1.6;
}

.faq-help-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

.faq-btn-primary {
  background: var(--blue);
  color: #fff;
  padding: 12px 26px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: background 0.2s;
}

.faq-btn-primary:hover {
  background: #1d4ed8;
}

.faq-btn-outline {
  background: #fff;
  color: var(--text);
  padding: 11px 24px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  border: 1.5px solid var(--border);
  transition: border 0.2s;
}

.faq-btn-outline:hover {
  border-color: var(--blue);
  color: var(--blue);
}

/* NO RESULT */
.faq-no-result {
  display: none;
  text-align: center;
  padding: 60px 20px;
  color: var(--text2);
  font-size: 15px;
}



/* .nav-btns {
  display: flex;
  gap: 10px;
  padding-left: 100px;
} */

.n-login {
  font-size: 13px;
  font-weight: 500;
  color: var(--blue);
  text-decoration: none;
  padding: 8px 18px;
  border: 1.5px solid #bfdbfe;
  border-radius: 7px;
  background: var(--blue-light);
  transition: all 0.2s;
}



.n-login:hover {
  background: #dbeafe;
}

.n-bank {
  font-size: 13px;
  font-weight: 600;
  color: #fff;
  background: var(--blue);
  padding: 9px 20px;
  border-radius: 7px;
  text-decoration: none;
  transition: background 0.2s;
}

.n-bank:hover {
  background: #fff;
  color: blue;
  border: 1px solid blue;
}


/* HERO */
.hero-slider {
  overflow: hidden;
  position: relative;
  /* height: 40rem; */
  /* ✅ fix wrapper height for desktop */
}

.slides {
  display: flex;
  will-change: transform;
  /* height: 100%; */
}

.slides img {
  min-width: 100%;
  width: 100%;
  /* ✅ was 100vh — wrong unit */
  /* height: 100%; */
  object-fit: fill;
  flex-shrink: 0;
}

.svc-img {
  width: 100%;
  height: 160px;
  object-fit: fill;
  border-radius: 10px;
  margin-bottom: 14px;
}

.hero {
  background: var(--white);
  padding: 72px 32px 80px;
}

.hero-inner {
  max-width: 1240px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.h-pre {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--blue-light);
  border: 1px solid #bfdbfe;
  border-radius: 20px;
  padding: 5px 14px;
  margin-bottom: 22px;
}

.h-pre .dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--blue);
}

.h-pre span {
  font-size: 15px;
  font-weight: 600;
  color: var(--blue);
  letter-spacing: 0.3px;
}

.hero h1 {
  font-family: "Montserrat", serif;
  font-size: 50px;
  font-weight: 700;
  line-height: 1.15;
  color: var(--text);
  margin-bottom: 8px;
}

.hero h1 span {
  color: var(--blue);
}

.hero-gu {
  font-family: "Noto Sans Gujarati", sans-serif;
  font-size: 17px;
  color: var(--teal);
  font-weight: 500;
  margin-bottom: 18px;
}

.hero p {
  font-size: 20.5px;
  color: var(--text2);
  line-height: 1.75;
  max-width: 500px;
  margin-bottom: 34px;
}

.hero-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.hb1 {
  background: var(--blue);
  color: #fff;
  padding: 13px 28px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s;
}

.hb1:hover {
  background: #1d4ed8;
  transform: translateY(-1px);
}

.hb2 {
  background: var(--white);
  color: var(--text);
  padding: 12px 26px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 500;
  text-decoration: none;
  border: 1.5px solid var(--border);
  transition: all 0.2s;
}

.hb2:hover {
  border-color: #94a3b8;
}

.trust-row {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.trust-pill {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 15.5px;
  color: var(--slate);
}

.trust-pill svg {
  width: 15px;
  height: 15px;
  flex-shrink: 0;
}

/* hero right */
.hero-right {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.h-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px 24px;
}

.hc-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.hc-label {
  font-size: 14px;
  font-weight: 600;
  color: var(--text2);
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.hc-tag {
  font-size: 14px;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 20px;
  background: var(--green-light);
  color: var(--green);
  border: 1px solid #bbf7d0;
}

.rates-g {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.r-box {
  background: var(--slate-light);
  border-radius: 8px;
  padding: 14px 16px;
  border: 1px solid var(--border);
}

.r-box .rval {
  font-family: "Montserrat", serif;
  font-size: 26px;
  font-weight: 700;
  color: var(--text);
  line-height: 1;
}

.r-box .rnm {
  font-size: 14.5px;
  color: var(--text2);
  margin-top: 4px;
}

.r-box .rtg {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--teal);
  margin-top: 2px;
}

.stats-strip {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  background: var(--blue-light);
  border: 1px solid #bfdbfe;
  border-radius: 12px;
  overflow: hidden;
}

.ss-item {
  padding: 16px 14px;
  text-align: center;
  border-right: 1px solid #bfdbfe;
}

.ss-item:last-child {
  border-right: none;
}

.ss-item .sv {
  font-family: "Montserrat", serif;
  font-size: 20px;
  font-weight: 700;
  color: var(--blue);
}

.ss-item .sl {
  font-size: 14px;
  color: #3b82f6;
  margin-top: 3px;
}

.dicgc {
  background: var(--green-light);
  border: 1px solid #bbf7d0;
  border-radius: 10px;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
}

nav ul li a {
  position: relative;
  text-decoration: none;
  padding: 8px 0;
}

nav ul li a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 0;
  height: 2px;
  background: var(--blue);
  transition: 0.3s ease;
}

/* Hover effect */
nav ul li a:hover::after {
  width: 100%;
}

/* Active page underline */
nav ul li a.active::after {
  width: 100%;
}

.dicgc-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: #dcfce7;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.dicgc .dt {
  font-size: 14px;
  font-weight: 600;
  color: var(--green);
}

.dicgc .ds {
  font-size: 14px;
  color: #4ade80;
  color: #15803d;
  margin-top: 2px;
}


/* Fade in + slide up animation */
.h-card,
.stats-strip,
.dicgc {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.h-card.animate,
.stats-strip.animate,
.dicgc.animate {
  opacity: 1;
  transform: translateY(0);
}

/* Staggered delay for each card */
.h-card {
  transition-delay: 0.1s;
}

.stats-strip {
  transition-delay: 0.3s;
}

.dicgc {
  transition-delay: 0.5s;
}

.app-section {
  background: var(--blue-light);
  /* unchanged */
  padding: 90px 20px;
}

.app-container {
  max-width: 1200px;
  margin: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 100px;
  /* more breathing space */
  flex-wrap: wrap;
}

.app-left {
  flex: 1;
  display: flex;
  justify-content: center;
}


/* FD / RD MODAL HIGHLIGHT ROW */
.rates-table .hl-row td {
  background: #eff4ff;
}

.rates-table .hl-row td.strong {
  color: #1d4ed8;
}

.rates-table .hl-row:hover td {
  background: #dbeafe;
}

/* SENIOR / BEST RATE PILLS */
.sr-pill {
  display: inline-block;
  background: #dcfce7;
  color: #166534;
  font-size: 11px;
  font-weight: 600;
  padding: 2px 7px;
  border-radius: 6px;
  margin-left: 5px;
  vertical-align: middle;
}

.best-pill {
  display: inline-block;
  background: #fef9c3;
  color: #854d0e;
  font-size: 11px;
  font-weight: 600;
  padding: 2px 7px;
  border-radius: 6px;
  margin-left: 5px;
  vertical-align: middle;
}

/* ============================================================
   GRIEVANCE PAGE — No color changes, fully responsive
   ============================================================ */

/* HERO */
.grv-hero {
  background: var(--blue-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid var(--border);
}

.grv-hero h1 {
  font-size: 36px;
  color: var(--blue);
  font-weight: 700;
  margin-bottom: 10px;
}

.grv-hero .gu {
  font-size: 17px;
  color: var(--teal);
  font-weight: 500;
  margin-bottom: 12px;
}

.grv-hero p {
  font-size: 16px;
  color: var(--text2);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.7;
}

/* STEPS STRIP */
.grv-steps-strip {
  background: #fff;
  border-bottom: 1px solid var(--border);
  padding: 32px 20px;
}

.grv-steps-inner {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  position: relative;
}

.grv-step {
  text-align: center;
  position: relative;
  padding: 0 10px;
}

.grv-step-num {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 10px;
  position: relative;
  z-index: 1;
}

.grv-step-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 4px;
}

.grv-step-sub {
  font-size: 12px;
  color: var(--text2);
  line-height: 1.5;
}

/* Connector line between steps */
.grv-step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 20px;
  right: -20px;
  width: 40px;
  height: 2px;
  background: var(--blue-mid);
  z-index: 0;
}

/* MAIN LAYOUT */
.grv-container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 60px 20px 80px;
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 48px;
  align-items: start;
}

/* ── FORM SIDE ── */

.grv-form-title {
  font-size: 24px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 6px;
}

.grv-form-sub {
  font-size: 14px;
  color: var(--text2);
  margin-bottom: 28px;
  line-height: 1.6;
}

.grv-form {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 36px;
  border-top: 5px solid var(--blue);
}

/* Form groups */
.grv-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.grv-group {
  margin-bottom: 18px;
}

.grv-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 6px;
}

.grv-group label span {
  color: #ef4444;
  margin-left: 2px;
}

.grv-group input,
.grv-group select,
.grv-group textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 14px;
  color: var(--text);
  background: var(--slate-light);
  outline: none;
  transition: border 0.2s, background 0.2s;
  font-family: 'Hind Vadodara', sans-serif;
  box-sizing: border-box;
}

.grv-group input:focus,
.grv-group select:focus,
.grv-group textarea:focus {
  border-color: var(--blue);
  background: #fff;
}

.grv-group textarea {
  resize: vertical;
  min-height: 110px;
}

.grv-group select {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M6 8L1 3h10z' fill='%2364748b'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

/* File upload */
.grv-upload {
  border: 2px dashed var(--border);
  border-radius: 8px;
  padding: 20px;
  text-align: center;
  cursor: pointer;
  transition: border 0.2s, background 0.2s;
  background: var(--slate-light);
}

.grv-upload:hover {
  border-color: var(--blue);
  background: var(--blue-light);
}

.grv-upload input[type="file"] {
  display: none;
}

.grv-upload-icon {
  font-size: 28px;
  margin-bottom: 6px;
}

.grv-upload p {
  font-size: 13px;
  color: var(--text2);
  margin: 0;
}

.grv-upload p strong {
  color: var(--blue);
}

/* Declaration */
.grv-declaration {
  background: var(--slate-light);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 16px;
  margin-bottom: 20px;
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

.grv-declaration input[type="checkbox"] {
  width: 16px;
  height: 16px;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--blue);
  cursor: pointer;
}

.grv-declaration label {
  font-size: 13px;
  color: var(--text2);
  line-height: 1.6;
  cursor: pointer;
}

/* Submit button */
.grv-submit {
  width: 100%;
  padding: 14px;
  background: var(--blue);
  color: #fff;
  border: none;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s;
  font-family: 'Hind Vadodara', sans-serif;
}

.grv-submit:hover {
  background: #1d4ed8;
  transform: translateY(-1px);
}

/* Success Message */
.grv-success {
  display: none;
  background: var(--green-light);
  border: 1px solid #bbf7d0;
  border-radius: 12px;
  padding: 32px;
  text-align: center;
  margin-top: 20px;
}

.grv-success h3 {
  font-size: 20px;
  color: var(--green);
  margin-bottom: 8px;
  font-weight: 700;
}

.grv-success p {
  font-size: 14px;
  color: var(--text2);
  line-height: 1.6;
}

.grv-success .ref {
  display: inline-block;
  margin-top: 14px;
  background: #fff;
  border: 1px solid #bbf7d0;
  border-radius: 8px;
  padding: 10px 20px;
  font-size: 14px;
  font-weight: 700;
  color: var(--green);
}

/* ── INFO SIDEBAR ── */


.grv-info-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 26px;
  margin-bottom: 20px;
}

.grv-info-card h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  gap: 8px;
}

/* Timeline */
.grv-timeline {
  list-style: none;
  position: relative;
  padding-left: 24px;
}

.grv-timeline::before {
  content: '';
  position: absolute;
  left: 7px;
  top: 4px;
  bottom: 4px;
  width: 2px;
  background: var(--blue-mid);
}

.grv-timeline li {
  position: relative;
  margin-bottom: 16px;
  font-size: 13px;
  color: var(--text2);
  line-height: 1.5;
}

.grv-timeline li::before {
  content: '';
  position: absolute;
  left: -20px;
  top: 5px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--blue);
  border: 2px solid #fff;
  outline: 2px solid var(--blue-mid);
}

.grv-timeline li strong {
  display: block;
  color: var(--text);
  font-weight: 600;
  font-size: 13px;
  margin-bottom: 2px;
}

/* Contact list */
.grv-contact-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.grv-contact-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 13.5px;
  color: var(--slate);
  line-height: 1.5;
}

.grv-contact-list .ci {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: var(--blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}

.grv-contact-list strong {
  display: block;
  font-size: 12px;
  color: var(--text2);
  font-weight: 500;
  margin-bottom: 2px;
}

/* RBI Escalation card */
.grv-rbi-card {
  background: var(--gold-light);
  border: 1px solid #fde68a;
  border-radius: 14px;
  padding: 22px;
  margin-bottom: 20px;
}

.grv-rbi-card h3 {
  font-size: 14px;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.grv-rbi-card p {
  font-size: 13px;
  color: var(--text2);
  line-height: 1.6;
  margin-bottom: 10px;
}

.grv-rbi-card a {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  color: var(--gold);
  text-decoration: none;
  border: 1px solid #fde68a;
  padding: 7px 14px;
  border-radius: 6px;
  background: #fff;
  transition: background 0.2s;
}

.grv-rbi-card a:hover {
  background: #fffbeb;
}

/* DICGC note */
.grv-dicgc-note {
  background: var(--green-light);
  border: 1px solid #bbf7d0;
  border-radius: 12px;
  padding: 18px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.grv-dicgc-note .dn-icon {
  font-size: 22px;
  flex-shrink: 0;
}

.grv-dicgc-note p {
  font-size: 12.5px;
  color: var(--text2);
  line-height: 1.6;
  margin: 0;
}

.grv-dicgc-note p strong {
  color: var(--green);
}


/* ===== MODAL FADE ANIMATION ===== */
.modal.fade {
  opacity: 0;
  transition: opacity 0.25s ease;
  pointer-events: none;
}

.modal.fade.show {
  opacity: 1;
  pointer-events: all;
}

.modal.fade .modal-content {
  transform: translateY(30px);
  transition: transform 0.25s ease;
}

.modal.fade.show .modal-content {
  transform: translateY(0);
}

/* FD/RD TABLE HIGHLIGHT ROW */
.rates-table .hl-row td {
  background: #eff4ff;
}

.rates-table .hl-row td.strong {
  color: #1d4ed8;
}

.rates-table .hl-row:hover td {
  background: #dbeafe;
}

/* PILLS */
.sr-pill {
  display: inline-block;
  background: #dcfce7;
  color: #166534;
  font-size: 11px;
  font-weight: 600;
  padding: 2px 7px;
  border-radius: 6px;
  margin-left: 5px;
  vertical-align: middle;
}

.best-pill {
  display: inline-block;
  background: #fef9c3;
  color: #854d0e;
  font-size: 11px;
  font-weight: 600;
  padding: 2px 7px;
  border-radius: 6px;
  margin-left: 5px;
  vertical-align: middle;
}



/* .app-left img {
  width: 320px;
  max-width: 100%;
  border-radius: 20px;
  background-color: white;
} */

.app-right {
  flex: 1;
}

.app-right h2 {
  font-size: 38px;
  line-height: 1.3;
  margin-bottom: 18px;
}

.app-right p {
  font-size: 17.5px;
  line-height: 1.75;
  margin-bottom: 25px;
  max-width: 520px;
}

.app-list {
  list-style: none;
  margin-bottom: 30px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 20px;
}

.app-list li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 17px;
  line-height: 1.6;
}

.app-list li span {
  flex-shrink: 0;
  font-size: 14px;
}

.app-right h3 {
  font-size: 30px;
  margin-bottom: 15px;
}

.app-buttons {
  display: flex;
  gap: 15px;
}

.app-buttons a {
  background: white;
  border: 1px solid black;
  padding: 10px;
  border-radius: 15px;
  display: flex;
  justify-content: center;
  align-items: center;
}

.app-buttons img {
  height: 40px;
  cursor: pointer;
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}

/* container */
.app-slider {
  width: 320px;
  max-width: 100%;
  overflow: hidden;
  /* Crucial: hides the images not in view */
  border-radius: 20px;
  position: relative;
}

/* sliding track */
.app-slides {
  display: flex;
  height: 100%;
  will-change: transform;
}

/* images */
.app-slides img {
  min-width: 100%;
  width: 100%;
  object-fit: fill;
  flex-shrink: 0;
}

/* RATES BAND */
/* RATES BAND - NEW STRUCTURE */
.rates-band {
  background: var(--blue-light);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 40px 20px;
}

.rates-band-inner {
  max-width: 1240px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 20px;
}

/* CARD STYLE */
.rb-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px;
  text-align: center;
  transition: all 0.25s ease;
  position: relative;
}

/* hover effect */
.rb-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.05);
}

/* VALUE */
.rb-val {
  font-family: "Montserrat", serif;
  font-size: 30px;
  font-weight: 700;
  color: var(--blue);
  margin-bottom: 6px;
}

/* LABEL */
.rb-lbl {
  font-size: 17px;
  color: var(--text2);
  margin-bottom: 6px;
}

/* TAG BADGE */
.rb-tag {
  font-size: 15px;
  font-weight: 600;
  color: var(--teal);
  background: var(--blue-light);
  border-radius: 20px;
  padding: 4px 10px;
  display: inline-block;
}

/* SERVICES */
.section {
  padding: 80px 32px;
}

.sec-wrap {
  max-width: 1240px;
  margin: auto;
}

.sec-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 48px;
  gap: 24px;
}

.sec-kicker {
  font-size: 18.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 10px;
}

.sec-h {
  font-family: "Montserrat", serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--text);
  line-height: 1.2;
}

.sec-p {
  font-size: 18px;
  color: var(--text2);
  line-height: 1.7;
  max-width: 400px;
}

.svc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.svc {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 28px 26px;
  transition:
    box-shadow 0.25s,
    transform 0.25s;
}

.svc:hover {
  box-shadow: 0 8px 32px rgba(37, 99, 235, 0.09);
  transform: translateY(-3px);
}

.svc-ico-wrap {

  width: 50px;
  height: 50px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.svc h3 {
  font-size: 18.5px;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 8px;
}

.svc p {
  font-size: 17.5px;
  color: var(--text2);
  line-height: 1.65;
}

.svc-a {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  color: var(--blue);
  font-size: 18px;
  font-weight: 600;
  margin-top: 14px;
  text-decoration: none;
  transition: gap 0.2s;
}

.svc-a:hover {
  gap: 10px;
}

/* WHY */
.why-section {
  background: var(--blue-light);
  border-top: 1px solid #bfdbfe;
  border-bottom: 1px solid #bfdbfe;
}

.why-inner {
  max-width: 1240px;
  margin: auto;
  padding: 80px 32px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}

.why-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.why-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 22px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
  transition: box-shadow 0.2s;
}

.why-item:hover {
  box-shadow: 0 4px 20px rgba(37, 99, 235, 0.08);
}

.wi-ico {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.wi-ico svg {
  width: 22px;
  height: 22px;
}

.why-item h4 {
  font-size: 17px;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 4px;
}

.why-item p {
  font-size: 16px;
  color: var(--text2);
  line-height: 1.6;
}

/* CALCULATOR */
.calc-section {
  background: var(--white);
}

.calc-inner {
  max-width: 1240px;
  margin: auto;
  padding: 80px 32px;
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 64px;
  align-items: start;
}

.calc-box {
  background: var(--slate-light);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 36px;
}

.cb-title {
  font-family: "Montserrat", serif;
  font-size: 24px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 4px;
}

.cb-sub {
  font-size: 16.5px;
  color: var(--text2);
  margin-bottom: 28px;
}

.cf {
  margin-bottom: 22px;
}

.cf label {
  display: flex;
  justify-content: space-between;
  font-size: 17px;
  font-weight: 500;
  color: var(--text);
  margin-bottom: 8px;
}

.cf label span {
  font-weight: 700;
  color: var(--blue);
}

input[type="range"] {
  width: 100%;
  height: 4px;
  border-radius: 2px;
  background: var(--border);
  outline: none;
  cursor: pointer;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--blue);
  cursor: pointer;
  border: 2px solid #fff;
  box-shadow: 0 1px 6px rgba(37, 99, 235, 0.25);
}

.cr {
  background: var(--blue-light);
  border: 1px solid #bfdbfe;
  border-radius: 14px;
  padding: 28px;
  margin-top: 8px;
}

.cr-emi-row {
  text-align: center;
  padding-bottom: 20px;
  border-bottom: 1px solid #bfdbfe;
  margin-bottom: 20px;
}

.cr-emi-lbl {
  font-size: 13px;
  color: #3b82f6;
  font-weight: 600;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 6px;
}

.cr-emi-val {
  font-family: "Montserrat", serif;
  font-size: 46px;
  font-weight: 700;
  color: var(--blue);
  line-height: 1;
}

.cr-emi-sub {
  font-size: 14px;
  color: var(--text2);
  margin-top: 4px;
}



.cr-row {
  display: flex;
  justify-content: space-between;
  padding: 9px 0;
  border-bottom: 1px solid #dbeafe;
  font-size: 14.5px;
}

.cr-row:last-child {
  border-bottom: none;
}

.cr-row .k {
  color: var(--text2);
}

.cr-row .v {
  font-weight: 600;
  color: var(--text);
}

.cr-row.tot .v {
  color: var(--blue);
}

.apply-btn {
  display: block;
  text-align: center;
  background: var(--blue);
  color: #fff;
  padding: 14px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  margin-top: 16px;
  transition: background 0.2s;
}

.apply-btn:hover {
  background: #1d4ed8;
}

/* CTA BAND */
.cta-band {
  background: var(--white);
  border-top: 1px solid #bfdbfe;
  padding: 64px 32px;
  text-align: center;
}

.cta-band h2 {
  font-family: "Montserrat", serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 10px;
}

.cta-band p {
  font-size: 18px;
  color: var(--text2);
  margin-bottom: 30px;
}

.cta-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

.cb1 {
  background: var(--blue);
  color: #fff;
  padding: 13px 28px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s;
}

.cb1:hover {
  background: #1d4ed8;
  transform: translateY(-1px);
}

.cb2 {
  background: var(--white);
  color: var(--text);
  padding: 12px 26px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 500;
  text-decoration: none;
  border: 1.5px solid var(--border);
  transition: all 0.2s;
}

.cb2:hover {
  border-color: #94a3b8;
}

/* FOOTER */
/* FOOTER */
footer {
  background: var(--blue-light);
  border-top: 1px solid var(--border);
  padding: 55px 30px 25px;
  margin-bottom: -32px;
}

.footer-grid {
  max-width: 1240px;
  margin: auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr; /* FIXED */
  gap: 60px;
  margin-bottom: 35px;
}

.fg-logo img {
  height: 52px;
  margin-bottom: 14px;
}

.fg-en {
  font-size: 20px;
  color: var(--text2);
  margin-bottom: 10px;
  line-height: 1.5;
}

.fg-guj {
  font-family: "Noto Sans Gujarati", sans-serif;
  font-size: 18px;
  font-weight: 600;
  color: var(--blue);
  margin-bottom: 14px;
}

.fg-p {
  font-size: 17px;
  color: var(--text2);
  line-height: 1.8;
  max-width: 500px;
}

.fc h4 {
  font-size: 28px;
  font-weight: 700;
  text-transform: uppercase;
  color: #5b7592;
  margin-bottom: 20px;
}

.fc ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.fc ul li {
  margin-bottom: 14px;
}

.fc ul a {
  font-size: 18px;
  color: var(--slate);
  text-decoration: none;
  transition: 0.3s;
}

.fc ul a:hover {
  color: var(--blue);
}

.footer-bottom {
  max-width: 1240px;
  margin: auto;
  border-top: 1px solid var(--border);
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 16px;
  color: var(--text2);
}

.footer-bottom a {
  color: var(--text2);
  text-decoration: none;
  margin-left: 16px;
}

.footer-bottom a:hover {
  color: var(--blue);
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .footer-bottom a {
    margin: 0 8px;
  }
}
/* REVEAL */
.rv {
  opacity: 0;
  transform: translateY(20px);
  transition:
    opacity 0.6s ease,
    transform 0.6s ease;
}

.rv.in {
  opacity: 1;
  transform: none;
}

.menu-toggle {
  display: none;
  font-size: 22px;
  background: none;
  border: none;
  cursor: pointer;
}

/* ================= COMMON PAGE ================ */


.page-hero {
  background: var(--blue-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid var(--border);
}

.page-hero h1 {
  font-size: 36px;
  color: var(--blue);
  margin-bottom: 10px;
}

.page-hero p {
  font-size: 20px;
  color: var(--text2);
  max-width: 600px;
  margin: 0 auto;
}


/* ================= ABOUT PAGE ================ */


.about-content-section {
  padding: 60px 20px;
  max-width: 1200px;
  margin: 0 auto;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.about-img {
  width: 100%;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.about-text h2 {
  font-size: 32px;
  margin-bottom: 20px;
  color: var(--text);
}

.about-text p {
  font-size: 19px;
  line-height: 1.8;
  color: var(--text2);
  margin-bottom: 15px;
}

.mission-vision {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  margin-top: 60px;
}

.mv-box {
  background: #fff;
  padding: 30px;
  border-radius: 12px;
  border: 1px solid var(--border);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
}

.mv-box i {
  font-size: 40px;
  color: var(--gold);
  margin-bottom: 20px;
}

.mv-box h3 {
  font-size: 25px;
  margin-bottom: 15px;
}

.mv-box p {
  font-size: 20px;
  color: var(--text2);
  line-height: 1.6;
}


/* ================= BOARD OF DIRECTOR PAGE ================ */



/* PAGE HERO */
.bod-hero {
  background: var(--blue-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid var(--border);
}

.bod-hero h1 {
  font-size: 36px;
  color: var(--blue);
  margin-bottom: 10px;
  font-weight: 700;
}

.bod-hero .gu {
  font-size: 18px;
  color: var(--teal);
  font-weight: 500;
  margin-bottom: 12px;
}

.bod-hero p {
  font-size: 19px;
  color: var(--text2);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.7;
}

/* SECTION WRAPPER */
.bod-section {
  max-width: 1200px;
  margin: 0 auto;
  padding: 60px 20px 80px;
}

/* SECTION TITLE */
.bod-sec-title {
  text-align: center;
  margin-bottom: 40px;
}

.bod-sec-title .kicker {
  font-size: 16.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 8px;
}

.bod-sec-title h2 {
  font-size: 28px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}

.bod-sec-title p {
  font-size: 17.5px;
  color: var(--text2);
  max-width: 500px;
  margin: 0 auto;
  line-height: 1.6;
}

/* DIVIDER */
.bod-divider {
  border: none;
  border-top: 1px solid var(--border);
  margin: 50px 0 60px;
}

/* ── CHAIRMAN CARD (full-width featured) ── */
.bod-chairman-wrap {
  display: flex;
  justify-content: center;
  margin-bottom: 50px;
}

.bod-chairman-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  box-shadow: 0 8px 32px rgba(37, 99, 235, 0.08);
  display: flex;
  align-items: center;
  gap: 40px;
  padding: 40px 50px;
  max-width: 820px;
  width: 100%;
  border-top: 5px solid var(--blue);
  position: relative;
}

.bod-chairman-card .badge-top {
  position: absolute;
  top: -1px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--blue);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 4px 18px;
  border-radius: 0 0 10px 10px;
}

.bod-chairman-avatar {
  width: 130px;
  height: 130px;
  border-radius: 50%;
  object-fit: cover;
  border: 4px solid var(--blue-mid);
  flex-shrink: 0;
  background: var(--blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 48px;
  color: var(--blue);
  font-weight: 700;
}

.bod-chairman-avatar img {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  object-fit: cover;
}

.bod-chairman-info {
  flex: 1;
}

.bod-chairman-info .name {
  font-size: 28px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 4px;
}

.bod-chairman-info .designation {
  font-size: 19px;
  font-weight: 600;
  color: var(--blue);
  margin-bottom: 6px;
}

.bod-chairman-info .since {
  font-size: 15px;
  color: var(--text2);
  margin-bottom: 14px;
}

.bod-chairman-info .bio {
  font-size: 17px;
  color: var(--text2);
  line-height: 1.7;
}

/* ── GRID CARDS ── */
.bod-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.bod-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 28px 20px 24px;
  text-align: center;
  transition: box-shadow 0.25s, transform 0.25s;
  position: relative;
  overflow: hidden;
}

.bod-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--blue-mid);
  border-radius: 14px 14px 0 0;
}

.bod-card:hover {
  box-shadow: 0 10px 32px rgba(37, 99, 235, 0.10);
  transform: translateY(-4px);
}

/* Vice Chairman card gets a slightly stronger top bar */
.bod-card.vice::before {
  background: var(--blue);
}

.bod-avatar {
  width: 90px;
  height: 90px;
  border-radius: 50%;
  margin: 0 auto 16px;
  border: 3px solid var(--blue-mid);
  background: var(--blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 30px;
  font-weight: 700;
  color: var(--blue);
  overflow: hidden;
  flex-shrink: 0;
}

.bod-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 50%;
}

.bod-card .name {
  font-size: 16px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 5px;
  line-height: 1.3;
}

.bod-card .designation {
  font-size: 15.5px;
  font-weight: 600;
  color: var(--blue);
  margin-bottom: 5px;
}

.bod-card .since {
  font-size: 14px;
  color: var(--text2);
}

.bod-card .tag {
  display: inline-block;
  margin-top: 12px;
  background: var(--blue-light);
  color: var(--blue);
  font-size: 16px;
  font-weight: 600;
  padding: 3px 12px;
  border-radius: 20px;
  border: 1px solid var(--blue-mid);
}

/* ── 3-col grid for a second row ── */
.bod-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 24px;
}

/* ── MESSAGE SECTION ── */
.bod-message {
  background: var(--blue-light);
  border: 1px solid var(--blue-mid);
  border-radius: 18px;
  padding: 50px 50px;
  margin-top: 60px;
  display: flex;
  gap: 40px;
  align-items: flex-start;
}

.bod-message-icon {
  font-size: 50px;
  flex-shrink: 0;
  line-height: 1;
}

.bod-message-body h3 {
  font-size: 25px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 14px;
}

.bod-message-body p {
  font-size: 20px;
  color: var(--text2);
  line-height: 1.8;
  margin-bottom: 12px;
}

.bod-message-body .sig {
  font-size: 20px;
  font-weight: 600;
  color: var(--blue);
  margin-top: 18px;
}


/* ================= DEPOSIT PAGE ================ */


.deposit-container {
  max-width: 1200px;
  margin: 60px auto;
  padding: 0 20px;
  display: grid;
  gap: 30px;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.dep-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 30px;
  transition: transform 0.3s;
}

.dep-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
}

.dep-card i {
  font-size: 36px;
  color: var(--blue);
  margin-bottom: 20px;
}

.dep-card h3 {
  font-size: 24px;
  margin-bottom: 15px;
  color: var(--text);
}

.dep-card p {
  font-size: 18px;
  color: var(--text2);
  line-height: 1.6;
  margin-bottom: 20px;
}

.rate-tag {
  display: inline-block;
  background: var(--green-light);
  color: var(--green);
  padding: 5px 12px;
  border-radius: 20px;
  font-weight: 600;
  font-size: 15px;
  margin-bottom: 15px;
  border: 1px solid #bbf7d0;
}

.dep-btn {
  display: inline-block;
  padding: 10px 20px;
  border-radius: 6px;
  background: var(--white);
  color: var(--text);
  border: 1.5px solid var(--border);
  font-size: 17px;
  font-weight: 500;
  text-decoration: none;
  transition: all 0.2s;
}

.dep-btn:hover {
  border-color: var(--blue);
  color: var(--blue);
}


/* ================= LOANS PAGE ================ */


.loan-hero {
  background: var(--gold-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid #fde68a;
}

.loan-hero h1 {
  font-size: 36px;
  color: var(--gold);
  margin-bottom: 10px;
}

.loan-hero p {
  font-size: 20px;
  color: var(--text2);
  max-width: 600px;
  margin: 0 auto;
}

.loan-list {
  max-width: 1000px;
  margin: 60px auto;
  padding: 0 20px;
  display: flex;
  flex-direction: column;
  gap: 40px;
}

.loan-item {
  display: flex;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
}

.loan-img {
  width: 40%;
  object-fit: cover;
}

.loan-content {
  width: 60%;
  padding: 30px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.loan-content h3 {
  text-align: center;
  font-size: 26px;
  margin-bottom: 10px;
  color: var(--text);
}

.loan-content p {
  color: var(--text2);
  line-height: 1.6;
  margin-bottom: 20px;
  font-size: 20px;
}

.loan-features {
  display: flex;
  flex-wrap: wrap;
  /* Allows items to wrap on small screens */
  gap: 15px 25px;
  /* Spacing between items */
  font-family: sans-serif;
  padding: 20px;
}

.check-icon {
  width: 20px;
  height: 20px;
  margin-right: 8px;
  fill: none;
  stroke: #28a745;
  /* Modern Green color */
  stroke-width: 3;
  stroke-linecap: round;
  stroke-linejoin: round;
  flex-shrink: 0;
  /* Prevents icon from squishing */
}

.feature-item {
  display: flex;
  align-items: center;
  font-size: 16px;
  color: #333;
  flex: 1 1 200px;
  /* Base width of 200px, but grows to fill space */
}

.loan-features span {
  font-size: 15px;
  font-weight: 500;
  color: var(--slate);
}

.loan-features i {
  color: var(--green);
  margin-right: 8px;
}

.loan-btn {
  display: flex;
  justify-content: center;
  align-items: center;
  background: var(--blue);
  color: #fff;
  padding: 10px 22px;
  border-radius: 6px;
  font-size: 16px;
  font-weight: 600px;
  text-decoration: none;
  transition: background 0.2s;
}

.loan-btn:hover {
  background: #1d4ed8;
}


/* ================= SERVICES PAGE ================ */

.services-hero {
  background: var(--slate-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid var(--border);
}

.services-hero h1 {
  font-size: 36px;
  color: var(--text);
  margin-bottom: 10px;
}

.services-hero p {
  font-size: 19px;
  color: var(--text2);
  max-width: 600px;
  margin: 0 auto;
}

.services-grid {
  max-width: 1200px;
  margin: 60px auto;
  padding: 0 20px;
  display: grid;
  gap: 30px;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
}

.srv-card {
  background: #fff;
  padding: 30px;
  border-radius: 12px;
  border: 1px solid var(--border);
  text-align: center;
  transition: all 0.3s;
}

.srv-card:hover {
  border-color: var(--blue);
  box-shadow: 0 10px 20px rgba(37, 99, 235, 0.05);
  transform: translateY(-5px);
}

.srv-card i {
  font-size: 40px;
  margin-bottom: 20px;
  color: var(--blue);
}

.srv-card h3 {
  font-size: 22px;
  margin-bottom: 15px;
  color: var(--text);
}

.srv-card p {
  font-size: 16.5px;
  color: var(--text2);
  line-height: 1.6;
}


/* ================= RATES PAGE ================ */


.rates-hero {
  background: var(--green-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid #bbf7d0;
}

.rates-hero-2 {
  background: var(--green-light);
  text-align: center;
  border-bottom: 1px solid #bbf7d0;
}

.rates-hero-1 {
  background: var(--blue-light);
  display: flex;
  justify-content: space-around;
  border: 1px solid black;
  text-align: center;
  border-radius: 12px;
  padding: 10px;
}

.rates-hero-1 img {
  height: 106px;
  width: 106px;
}

.rates-hero h1 {
  font-size: 36px;
  color: var(--green);
  margin-bottom: 10px;
}

.rates-hero p {
  font-size: 19px;
  color: var(--text2);
  max-width: 600px;
  margin: 0 auto;
}

.table-container {
  max-width: 900px;
  margin: 60px auto;
  padding: 0 20px;
}

.table-container-2 {
  max-width: 900px;
  margin: 60px auto;
  padding: 0 20px;
}

h2.table-h2 {
  font-size: 26px;
  color: var(--text);
  border-left: 4px solid var(--green);
  padding-left: 12px;
  margin-bottom: 20px;
}

h2.table-h2-1 {
  font-size: 26px;
  color: var(--text);
  border-left: 4px solid var(--green);
  padding-left: 12px;
  margin-bottom: 10px;
}

.rates-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 50px;
  background: #fff;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
  border-radius: 8px;
  overflow: hidden;
}

.rates-table th,
.rates-table td {
  padding: 15px 20px;
  font-size: 17px;
  text-align: left;
  border-bottom: 1px solid var(--border);
}

.rates-table th {
  background: var(--slate-light);
  font-weight: 600;
  color: var(--text);
  font-size: 20px;
}

.rates-table tr:last-child td {
  border-bottom: none;
}

.rates-table td.strong {
  font-weight: 600;
  color: var(--green);
}


/* ================= RATES PAGE ================ */



.contact-hero {
  background: var(--blue-light);
  padding: 60px 20px;
  text-align: center;
  border-bottom: 1px solid var(--border);
}

.contact-hero h1 {
  font-size: 36px;
  color: var(--blue);
  margin-bottom: 10px;
}

.nb-card-2 img {
  display: block;
  margin: 0 auto 20px;
  /* center horizontally */
  width: 80px;
}

.nb-card-1 img {
  display: block;
  margin: 0 auto 0px;
  /* center horizontally */
  width: 80px;
}

.contact-hero p {
  font-size: 19px;
  color: var(--text2);
  max-width: 600px;
  margin: 0 auto;
}

.contact-container {
  max-width: 1200px;
  margin: 60px auto;
  padding: 0 20px;
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 40px;
}

.office-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 45px;
  margin-bottom: 20px;
}

.office-card h3 {
  font-size: 25px;
  color: var(--text);
  border-bottom: 2px solid var(--blue-light);
  padding-bottom: 10px;
  margin-bottom: 20px;
}

.info-list {
  list-style: none;
  padding: 0;
}

.info-list li {
  display: flex;
  align-items: flex-start;
  gap: 15px;
  margin-bottom: 15px;
  font-size: 15px;
  color: var(--slate);
  line-height: 1.6;
}

.info-list i {
  color: var(--blue);
  font-size: 18px;
  margin-top: 3px;
}

.map-box iframe {
  width: 100%;
  height: 500px;
  border: none;
  border-radius: 12px;
  border: 1px solid var(--border);
}


.contact-form-box-2 {
  grid-column: 1 / -1;
  max-width: 500px;
  /* same as nb-container */
  margin: 20px auto;
  justify-self: center;
  /* center horizontally */
  background: #fff;
  padding: 40px;
  border-radius: 12px;
  border-top: 5px solid var(--blue);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.05);

}

.contact-form-box-1 {
  grid-column: 1 / -1;
  max-width: 500px;
  /* same as nb-container */
  margin: 20px auto;
  justify-self: center;
  /* center horizontally */
  background: #fff;
  padding: 15px;
  border-radius: 12px solid black;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.05);

}





.contact-form-box-2 h3 {
  margin-bottom: 15px;
  color: var(--text);
  text-align: center;
  font-size: 25px;
}

.contact-form-box-1 h3 {

  color: var(--text);
  text-align: center;
}

.form-subtext {
  font-size: 18px;
  color: var(--text2);
  text-align: center;
  margin-bottom: 10px;
  line-height: 1.5;
}

.contact-form-box-2 input,
.contact-form-box-2 textarea {
  width: 100%;
  padding: 12px 14px;
  margin-bottom: 15px;
  border: 1px solid var(--border);
  border-radius: 8px;
  outline: none;
}

.contact-form-box-1 input,
.contact-form-box-1 textarea {
  width: 100%;
  padding: 12px 14px;
  margin-bottom: 15px;
  border: 1px solid var(--border);
  border-radius: 8px;
  outline: none;
}

.contact-form-box-2 input:focus,
.contact-form-box-2 textarea:focus {
  border-color: var(--blue);
}

.contact-form-box-1 input:focus,
.contact-form-box-1 textarea:focus {
  border-color: var(--blue);
}


.contact-form-box-2 button {
  width: 100%;
  padding: 14px;
  background: var(--blue);
  color: #fff;
  border: none;
  border-radius: 8px;
  font-weight: 600;
  cursor: pointer;
  font-size: 20px;
}


.contact-form-box-1 button {
  width: 100%;
  padding: 14px;
  background: var(--blue);
  color: #fff;
  border: none;
  border-radius: 8px;
  font-weight: 600;
  cursor: pointer;
}

.contact-form-box-2 button:hover {
  background: #1d4ed8;
}

.contact-form-box-1 button:hover {
  background: #1d4ed8;
}


/* ================= NET BANKING PAGE ================ */


.nb-container {
  max-width: 500px;
  margin: 80px auto;
  padding: 0 20px;
}

.nb-card {
  background: #fff;
  padding: 40px;
  border-radius: 12px;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.05);
  text-align: center;
  border-top: 5px solid var(--blue);
}

.nb-card img {
  width: 80px;
  margin-bottom: 20px;
}

.nb-card h2 {
  font-size: 24px;
  margin-bottom: 10px;
  color: var(--text);
}

.nb-card p {
  font-size: 15px;
  color: var(--text2);
  margin-bottom: 30px;
  line-height: 1.5;
}

.nb-form {
  text-align: left;
}

.nb-form label {
  display: block;
  font-size: 14px;
  font-weight: 500;
  color: var(--slate);
  margin-bottom: 8px;
}

.nb-form input {
  width: 100%;
  padding: 12px 15px;
  border: 1px solid var(--border);
  border-radius: 8px;
  margin-bottom: 20px;
  font-size: 15px;
  outline: none;
  transition: border 0.2s;
}

.nb-form input:focus {
  border-color: var(--blue);
}

.nb-btn {
  display: block;
  width: 100%;
  background: var(--blue);
  color: #fff;
  border: none;
  padding: 14px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s;
}

.nb-btn:hover {
  background: #1d4ed8;
}

.nb-links {
  display: flex;
  justify-content: space-between;
  margin-top: 20px;
  font-size: 13.5px;
}

.nb-links a {
  color: var(--blue);
  text-decoration: none;
}

.nb-links a:hover {
  text-decoration: underline;
}

/* ================= MOBILE RESPONSIVE FIX ================= */

@media (max-width: 1024px) {

  .bod-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .bod-grid-3 {
    grid-template-columns: repeat(3, 1fr);
  }

  .app-container {
    flex-direction: column;
    text-align: center;
    gap: 40px;
  }

  .app-left img {
    width: 240px;
  }

  .app-right h2 {
    font-size: 30px;
  }

  .app-right p {
    margin: auto;
  }

  .app-list {
    text-align: left;
    max-width: 400px;
    margin: auto;
  }

  .app-buttons {
    justify-content: center;
  }

  .hero-inner {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .hero h1 {
    font-size: 26px;
  }

  .stats-strip {
    grid-template-columns: 1fr;
  }

  .ss-item {
    border-right: none;
    border-bottom: 1px solid #bfdbfe;
  }

  .rates-g {
    grid-template-columns: 1fr;
  }

  .why-inner,
  .calc-inner,
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .hero {
    padding: 50px 20px;
  }

  .hero h1 {
    font-size: 34px;
  }

  .app-container {
    gap: 30px;
  }
}

@media (max-width: 992px) {

  /* ================= HEADER FIX ================= */
  .nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 10px 15px;
    width: 100%;
    box-sizing: border-box;
  }




  .brand {
    display: flex;
    align-items: center;
    text-decoration: none;
    /* Claim all available space between logo and menu button */
    flex: 1;
    /* Prevents the 'vertical stacking' of words */
    min-width: 200px;
    overflow: hidden;
  }

  .brand img {
    flex-shrink: 0;
    /* Important: stops logo from shrinking */
    width: 45px;
    height: auto;
    margin-right: 10px;
  }

  .brand-text {
    display: flex;
    flex-direction: column;
    /* Ensures text container fills the brand area */
    flex: 1;
  }

  .brand-text .en,
  .brand-text .gu {
    /* Allow 2 lines, but prevent 5-6 lines */
    white-space: normal;
    word-wrap: break-word;
    line-height: 1.2;
    display: block;
  }

  .brand-text .en {
    font-size: 17px;
    font-weight: 700;
    color: #333;
    /* Use your brand color */
    margin-bottom: 2px;
  }

  .brand-text .gu {
    font-size: 12px;
    font-weight: 500;
    color: var(--blue);
  }

  /* Ensure the menu button doesn't get pushed off screen */
  .menu-toggle {
    flex-shrink: 0;
    margin-left: 10px;
  }

  /* ================= HERO ================= */
  .hero h1 {
    font-size: 34px;
  }

  /* ================= RATES ================= */
  .rates-band-inner {
    grid-template-columns: 1fr 1fr;
  }

  /* ================= SERVICES ================= */
  .svc-grid {
    grid-template-columns: 1fr 1fr;
  }

  /* ================= APP ================= */
  .app-container {
    flex-direction: column;
    text-align: center;
  }

  .app-left img {
    width: 260px;
  }

  .bod-chairman-card {
    flex-direction: column;
    text-align: center;
    padding: 40px 30px;
    gap: 20px;
  }

  .bod-chairman-info .name {
    font-size: 22px;
  }

  .bod-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .bod-grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }

  .bod-message {
    flex-direction: column;
    gap: 20px;
    padding: 36px 28px;
  }

  .bod-section {
    padding: 40px 16px 60px;
  }

  /* ================= FOOTER (IMPORTANT) ================= */
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    /* 🔥 2 column */
    gap: 30px;
  }

  .faq-container {
    grid-template-columns: 1fr;
    gap: 30px;
    padding: 40px 16px 60px;
  }

  .faq-sidebar {
    position: static;
  }

  .faq-cat-list {
    flex-direction: row;
    flex-wrap: wrap;
    gap: 8px;
  }

  .faq-cat-list li a {
    padding: 7px 12px;
    font-size: 12.5px;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

}

/* MOBILE */
@media (max-width: 768px) {
  body {
    font-size: 14px;
    overflow-x: hidden;
  }

  .grv-container {
    grid-template-columns: 1fr;
    gap: 30px;
    padding: 40px 16px 60px;
  }

  .grv-steps-inner {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }

  .grv-step:not(:last-child)::after {
    display: none;
  }


  /* FULL MODAL FIX */
  .modal-content.large {
    width: 95%;
    max-height: 90vh;
    overflow-y: auto;
    padding: 15px;
  }

  /* STACK IMAGE + TEXT */

  .rates-hero-1 img {
    height: 60px;
    width: 60px;
  }

  .rates-hero-1 h1 {
    font-size: 18px;
  }

  .bod-hero h1 {
    font-size: 26px;
  }

  .bod-hero .gu {
    font-size: 15px;
  }

  .bod-hero p {
    font-size: 14px;
  }

  .bod-chairman-card {
    padding: 36px 16px;
    border-radius: 14px;
  }

  .bod-chairman-avatar {
    width: 100px;
    height: 100px;
    font-size: 36px;
  }

  .bod-chairman-info .name {
    font-size: 20px;
  }

  .bod-chairman-info .bio {
    font-size: 13.5px;
  }

  .bod-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
  }

  .bod-grid-3 {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
  }

  .bod-card {
    padding: 22px 12px 18px;
  }

  .bod-avatar {
    width: 72px;
    height: 72px;
    font-size: 24px;
  }

  .bod-card .name {
    font-size: 13.5px;
  }

  .bod-card .designation {
    font-size: 11.5px;
  }

  .bod-message {
    padding: 28px 16px;
  }

  .bod-message-body h3 {
    font-size: 18px;
  }

  .bod-message-body p {
    font-size: 14px;
  }

  .bod-sec-title h2 {
    font-size: 22px;
  }



  /* CLOSE BUTTON FIX */
  .close {
    margin-right: -7px !important;
    margin-top: -10px;
    font-size: 22px;
    top: 8px;
    right: 12px;
  }


  /* ================= HEADER FIX ================= */

  .nav {
    flex-wrap: wrap;
    height: auto;
    padding: 8px 10px;
    align-items: center;
  }

  /* Hide desktop button and show mobile one */
  .desktop-only {
    display: none !important;
  }

  .mobile-only {
    display: block;
    width: 100%;
    padding: 10px 0;
  }

  /* Reset the margin-left you have on #langToggle for mobile view */
  #langToggle {
    margin-left: 0 !important;
  }

  /* Ensure the nav ul can accommodate the button */


  /* TOP ROW */
  .brand {
    flex: 1 1 65%;
    display: flex;
    align-items: center;
    gap: 6px;
    min-width: 0;
    /* VERY IMPORTANT */
  }

  .brand img {
    height: 34px;
    width: 34px;
    flex-shrink: 0;
  }

  .brand-text {
    overflow: hidden;
  }

  .brand-text .en {
    font-size: 10px;
    line-height: 1.1;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    /* 🔥 key fix */
  }

  .brand-text .gu {
    font-size: 9px;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
  }

  /* BUTTONS RIGHT */
  .nav-btns {
    display: flex;
    justify-content: center;
    gap: 4px;
    margin-right: 230px;
    margin-top: 4px;
  }

  .contact-form-box-1 {
    width: 100%;
    max-width: 100%;
    margin: 15px auto;
    padding: 20px;
    border-radius: 12px;
  }

  .contact-form-box-1 h3 {
    font-size: 8px !important;
  }

  .contact-form-box-1 input,
  .contact-form-box-1 textarea {
    padding: 10px 12px;
    font-size: 14px;
  }

  .contact-form-box-1 button {
    padding: 12px;
    font-size: 14px;
  }



  .n-login,
  .n-bank {
    padding: 5px 6px;
    font-size: 10px;
    white-space: nowrap;
  }

  .menu-toggle {
    display: block;
  }

  /* MENU SECOND ROW */
  nav {
    width: 100%;
  }

  nav ul {
    display: none;
    flex-direction: column;
    background: #fff;
    width: 100%;
    border-top: 1px solid #e2e8f0;
  }

  nav ul.open {
    display: flex;
    margin-top: 8px;
  }

  .fg-logo img {
    height: 70px;
    margin-bottom: 12px;
  }

  nav ul li {
    flex: 1 1 30%;
    text-align: center;
  }



  nav ul a {
    font-size: 11px;
  }

  /* ================= HERO ================= */

  .hero {
    padding: 40px 16px;
  }

  .hero h1 {
    font-size: 28px;
    line-height: 1.3;
  }

  .hero p {
    font-size: 14px;
  }

  .hero-btns {
    flex-direction: column;
  }



  /* .slides img {
    height: 100%;
    width: 100%;
     ✅ inherits 220px from wrapper
  }  */

  /* ================= RATES ================= */

  .rates-band {
    padding: 25px 15px;
  }

  .rates-band-inner {
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }

  .rb-item {
    padding: 16px;
  }

  .rb-val {
    font-size: 22px;
  }

  /* ================= SERVICES ================= */

  .svc-grid {
    grid-template-columns: 1fr;
  }

  .rates-g {
    text-align: center;
  }

  .svc {
    padding: 20px;
  }

  /* ================= WHY ================= */

  .why-inner {
    padding: 50px 16px;
  }

  /* ================= CALCULATOR ================= */

  .calc-inner {
    padding: 50px 16px;
  }

  .calc-box {
    padding: 20px;
  }

  .cr-emi-val {
    font-size: 32px;
  }

  /* ================= APP ================= */

  .app-section {
    padding: 60px 16px;
  }

  .app-container {
    gap: 30px;
  }

  .app-left img {
    width: 200px;
  }

  /* RIGHT CONTENT FULL WIDTH */
  /* RIGHT CONTENT */
  .app-right {
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
  }

  /* HEADING */
  .app-right h2 {
    font-size: 22px;
    line-height: 1.4;
    margin-bottom: 12px;
    max-width: 300px;
    /* 🔥 control width */
    text-align: center;
  }

  /* PARAGRAPH */
  .app-right p {
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: 18px;
    max-width: 320px;
    /* 🔥 key fix */
    text-align: center;
  }

  /* LIST (MOST IMPORTANT FIX) */
  .app-list {
    grid-template-columns: 1fr;
    /* single column */
    max-width: 320px;
    margin: 0 auto 20px;
  }

  .app-list li {
    font-size: 13px;
    line-height: 1.5;
    gap: 6px;
  }

  .app-list li span {
    margin-top: 2px;
    /* aligns tick with text */
  }

  /* DOWNLOAD TITLE */
  .app-right h3 {
    font-size: 18px;
    margin-bottom: 10px;
    text-align: center;
  }

  .app-buttons {
    flex-wrap: wrap;
    justify-content: center;
  }

  .app-buttons img {
    height: 40px;
  }

  /* ================= FOOTER ================= */

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .faq-hero h1 {
    font-size: 26px;
  }

  .faq-hero p {
    font-size: 14px;
  }

  .faq-section-title h2 {
    font-size: 17px;
  }

  .faq-q {
    padding: 15px 14px;
  }

  .faq-q-text {
    font-size: 13.5px;
  }

  .faq-item.open .faq-a {
    padding: 0 14px 16px;
  }

  .faq-help-band {
    padding: 28px 16px;
  }

  .faq-help-band h3 {
    font-size: 18px;
  }

  .faq-help-btns {
    flex-direction: column;
    align-items: center;
  }

  .faq-btn-primary,
  .faq-btn-outline {
    width: 100%;
    text-align: center;
  }

  /* ================= TICKER ================= */

  .ticker {
    flex-direction: column;
    height: auto;
    align-items: stretch;
  }

  .t-label {
    justify-content: center;
    padding: 6px 10px;
  }

  .t-track {
    height: 30px;
  }

  .t-inner {
    gap: 30px;
    animation-duration: 20s;
  }

  .t-right {
    flex-wrap: wrap;
    justify-content: center;
  }

  .t-right a {
    flex: 1;
    justify-content: center;
    border-top: 1px solid #bfdbfe;
    border-left: none;
    height: 34px;
  }

  .app-container {
    flex-direction: column;
    /* stack */
    text-align: center;
  }

  .app-left {
    width: 100%;
  }

  .app-slider {
    width: 90%;
    /* responsive width */
    height: auto;
    margin: 0 auto 20px;
  }

  .app-slides img {
    width: 100%;
    height: auto;
    /* prevent stretch */
    object-fit: contain;
  }

  .app-right {
    width: 100%;
  }



  .app-list {
    text-align: left;
    /* better readability */
  }

  .app-buttons {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
  }

  /* ABOUT PAGE */
  .about-grid,
  .mission-vision {
    grid-template-columns: 1fr;
  }

  /* LOANS PAGE */
  .loan-item {
    flex-direction: column;
  }

  .loan-img {
    width: 100%;
    height: 200px;
  }

  .loan-content {
    width: 100%;
  }

  .loan-features {
    grid-template-columns: 1fr;
  }

  /* RATES PAGE */
  .rates-table th,
  .rates-table td {
    padding: 10px 12px;
    font-size: 14px;
  }

  /* CONTACT PAGE */

  .contact-container {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .map-box iframe {
    width: 100%;
    height: 300px;
  }

  .contact-form-box {
    width: 100%;
    max-width: 500px;
    margin: 20px auto;
    padding: 25px;
  }

}

/* EXTRA SMALL */
@media (max-width: 480px) {


  .grv-hero h1 {
    font-size: 26px;
  }

  .grv-hero p {
    font-size: 14px;
  }

  .grv-steps-inner {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }

  .grv-form {
    padding: 22px 16px;
  }

  .grv-row {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .grv-form-title {
    font-size: 20px;
  }

  .grv-submit {
    font-size: 14px;
  }

  .rates-band-inner {
    grid-template-columns: 1fr;
  }

  .hero h1 {
    font-size: 24px;
  }

  .sec-h {
    font-size: 26px;
  }

  .sec-p {
    font-size: 20px;
  }

  .rb-val {
    font-size: 20px;
  }

  .app-left img {
    width: 170px;
  }

  .app-right h2 {
    font-size: 20px;
  }

  .app-list li {
    font-size: 12.5px;
  }

  .app-buttons img {
    height: 36px;
  }

  .app-right h2 {
    font-size: 20px;
  }

  .app-right p {
    font-size: 13.5px;
  }

  .app-list {
    max-width: 280px;
  }

  .app-list li {
    font-size: 12.5px;
  }

  .bod-grid,
  .bod-grid-3 {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .bod-avatar {
    width: 60px;
    height: 60px;
    font-size: 20px;
  }

  .bod-card .name {
    font-size: 12.5px;
  }
}