Notice
Dividend declared for FY 2026-27 @ 15% — Collect from 01-10-2026 to 30-09- 2027 Complete your KYC to operate your account seamlessly New Fixed Deposit scheme — Earn up to 8.5% p.a. Deposits insured up to ₹5 Lakhs under DICGC scheme Dividend declared for FY 2026-27 @ 15% — Collect from 01-10-2026 to 30-09- 2027 Complete your KYC to operate your account seamlessly New Fixed Deposit scheme — Earn up to 8.5% p.a.
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RBI Registered · Rajkot, Gujarat

Trusted Banking
for Every Family
in Rajkot

રાજકોટની વિશ્વસનીય સહકારી બેન્ક

A member-owned cooperative bank dedicated to the financial well-being of Rajkot's families. Better rates, quick loans, and banking built on trust.

RBI Regulated
DICGC Insured up to ₹5L
25+ Years of Service
Current Interest Rates
Updated 2026
8.5%
Fixed Deposit
2 Year Tenure
6.0%
Savings Account
Quarterly
₹50Cr+
Total Deposits
10,000+
Members
15%
Dividend FY2026
DICGC Protected Deposits
Your savings are insured up to ₹5,00,000 by RBI
8.50%
Fixed Deposit (2 yr)
Best Rate
6.00%
Savings Account
Quarterly Compound
15%
Dividend FY 2026-27
Declared
Our Services

Complete Banking Solutions
Under One Roof

From everyday savings to business financing — we provide all the banking services your family and business need.

Fixed Deposit

Earn up to 8.5% p.a. on your savings with our flexible fixed deposit plans. Tenures from 1 to 5 years with assured returns.

Learn More →

Savings Account

Open a savings account and enjoy 6% interest p.a. with free passbook, easy withdrawals, and full digital access.

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Recurring Deposit

Build savings discipline with monthly recurring deposits. Watch your money grow systematically over time.

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Why Choose Us

Banking That Puts
Members First

As a cooperative mandali, our profits go back to members — not distant shareholders. Every decision is made for the community of Rajkot.

₹50Cr+
Total Deposits
10,000+
Happy Members
25+ Yrs
Trusted Service
15%
Dividend FY2026

RBI Regulated & DICGC Insured

Fully regulated by the Reserve Bank of India. Deposits insured up to ₹5 Lakhs — your money is completely safe.

Highest Deposit Returns

We offer better FD and savings rates than most banks because growing your wealth is our goal.

Member-Owned Cooperative

You are an owner, not just a customer. All profits are distributed back to members as annual dividends.

Loan Planner

Calculate Your EMI
Before You Apply

Know your monthly commitment before applying. Our calculator gives you a transparent estimate instantly.

Need personal guidance?
Our loan officers are available at all Rajkot branches, Monday to Saturday, 10 AM – 5 PM.
Find a Branch →
EMI Calculator
Adjust the sliders to estimate your monthly instalment
Monthly EMI
₹10,624
Per month for 5 years
Principal Amount₹5,00,000
Total Interest₹1,37,480
Total Payable₹6,37,480
Apply for This Loan
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Shree Sadbhavna Sharafi Sahkari Mandali Ltd. Mobile App

With Shree Sadbhavna Sharafi Sahkari Mandali Ltd. Mobile Banking discover quick, simple and convenient way to take command of your bank account on your mobile phone.

  • NEFT Transaction
  • Internal Fund Transfer
  • Recharge (Mobile / DTH)
  • Mini & Detailed Statement
  • IMPS transaction (24 x 7 x 365)
  • ATM Card On / Off / Block Facility
  • Clearing Cheque Status (I / W)
  • Utility Bill Pay
  • New Cheque Book Request

Download Now

Ready to Bank with Us?

Open an account today or visit our nearest branch in Rajkot. We are always here for you.

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